The saying holds true for most people; “If you have much, give of your wealth; if you have little, give of your heart.” Nearly everyone wants to contribute to and make a difference in the world. For those who have been fortunate enough to accumulate any degree of wealth, some give it away because people ask them to, but the majority of people give because they care about other people & want to support causes to make an impact on the world. In this post we will discuss some of the basic ways to

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After a year long Bear Market in the S&P, NASDAQ and longer than that in other subsets of the market, the drivers of the current economic malaise are becoming more evident. There are growing signs that the drivers of this current economic disruption are identifiable. While the latest ramp likely fades again - mostly because the FED WANTS it to Fade, we may soon be entering a terminal phase of this cycle. As David Zervos, of Jeffries who is considered one of the Market Strategist closest to the

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The markets have been very challenging in 2022. Through late May the S&P is drawdown has thus far peaked 19.9%(let's call that 20%), the NASDAQ and the Russell 2000 is off 31%, and world indices are negative 18 to -25% in local currency terms. In other words, it has been a very tough year and it is not likely to get better anytime soon.....or is it? This last point gets to the premise of this post. What is the outlook for the markets? It is the one question which everyone has an opinion. It is

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We are certainly living in interesting times. Not that we are not optimistic about the opportunities in front of us...we ARE. But the temperature of financial markets and investment valuations are a bit, shall we say....hot. So, I share with you one of the poems that my father in his ultimate wisdom not only shared with me and my siblings, but made me commit to memory...and oh has it come in handy. It is one world's greatest poems from one of my favorite poets - Rudyard Kipling, which I think is

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We are seeing history repeat itself...and you do NOT want to miss this one! So, just as we saw the FinTech boom created from the crisis of the banking crisis, we are now witnessing a Boom in Health created from the Covid-19 crisis.

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The SECURE Act

SECURE removed the prohibition on Contributions to a traditional IRA in the year an individual turned age 70 ½ and beyond. Starting in 2020, such contributions are no longer prohibited.

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Aurora is pioneering a new method of truly proprietary data capture and analysis. Imagine, a virtual map of all of the radio signals in the air at any given moment! Now imagine all of this data running through a world class Machine Learning & artificial Intelligence platform. This is Aurora Insight > Aurora Insight emerges from stealth with $18M and a new take on measuring wireless spectrum [https://techcrunch.com/2019/10/22/aurora-insight-emerges-from-stealth-with-18m-and-a-new-take-on-mea

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Global Bonds are clearly in a bubble. It has been said that a bubble cannot be a bubble unless there is greed and speculation. How could that be the case in the Government bond market? Below is the graph of the TLT ETF, which tracks the price of the 20 YR Treasury bond Index. Note the comparison in the rate of change to that which happened in the real crisis of 2008-09. Generally speaking markets accelerate near the beginning and the end of a major move. This is clearly not the beginning. Even

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The US Treasury Yield curve inverted today for the first time in more than a decade. The yield on the 10 year bond has fallen below the yield on the 2 year bond. This is generally considered an important consequence of economic policy and slowing growth. The consensus is that it generally precedes recessions. Our question was, how do stock returns perform once this signal has been triggered? The Graph below is the 2/10 Yield curve since 1975. Please Note : (White Line is the 2/10 Curve) (

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A few interesting historical contexts of market corrections/bears….. The header graphic shows the extreme level of capitulation that the markets have expressed through this week. This shows the percentage of stocks above their 200 day moving average. It is nearly as low as the GFC bottom and below all others. There is nothing magic about the number, but when put into historical context shows how this market action compares to previous extremes. As of Tuesday Dec 26, the current market correcti

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As you will see in the following pages, we have been hard art work looking for what are the best values in the marketplace. The October selloff as expected has begun to open up opportunities for us. While we have been saying for quite awhile that a correction was due, and that we would continue to see “growth scares”, we have been very patient at adding equity exposure. Rightly so. Now that the market has hit a generic 10% correction, we deem this level as proper to get a bit more proactive on

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